Happy News- NBP Enhanced Advance Salary Loan for Employees

National Bank of Pakistan has enhanced the Advance Salary Loan for Government, Semi Government Employees. This enhanced facility is for the employees of BPS-17 and above, however the lower scale employees are already availing the facility of Advance Salary up to 490,000/-. Earlier this facility of Rs. 490,000/- was for all the employees, now this facility has been enhanced up to 1,000,000/- for the employees of BPS-17 and above.

It is further added that NBP is granting advance salary loan to the employees at a very low rate as compared to other banks of Pakistan. Most of the lower grade employees have already availed this Advance Salary Loan facility. The duration of this loan is from 1 to 5 years. And the amount of Advance is equal to 20 x of Net Home Take Salary.

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NBP Loan Amount

 

 

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88 thoughts on “Happy News- NBP Enhanced Advance Salary Loan for Employees

      1. a.o.a madam umeed krta hun ap Allah pak k fazal sy bilkul thek hungi
        main 2 million advance salary lena chahta hun is ka proceeskya ho ga or is main cutting kitni ho gi meri salary 230,000 hai Army person

        Reply
        1. The Bank has now revised rates of interest. It is better you should visit the nearest branch of NBP. The estimated amount of interest on 2 million is about 1 million in 5 years. however, you should check the latest interest rates.

          Reply
  1. MARI SALARY HEY 35000 OUR MEY ADVANCE SALARY LOAN LENA 1500000 ROPEY.ES PAR MARKUP KETNA HO GA.OUR MAHINEY KA QEST MY KETNA JAMA KARONGA.PLEASE GUIDE ME.

    Reply
  2. Please help me my name Abdul Hameed from Rawalpindi job in Quetta army. Kya mujy urgent lone mil skta hai 7 din tak. Q k mri life ka sawal hai. Koi mri help kr skta hai . My contact number : 03073854350

    Reply
  3. Sir mari salary 25000 ha mujhe kitna loan mile sakta ha or 5 sal ki kia installment ho gi . one month ki kia ho gi . plz detail batain 03004652940

    Reply
  4. Dear Madam ;
    if nbp staff apply for house loan so how much markup in the loan and how much deduction salary from the employee salary . plz you give to me complete schedule ………………

    Reply
  5. Dear Madam… if some one takes loan for 4 years and the manager puts 5 years mistakenly then interest rate for one year will be increased.. so how to bring the loan back to 4 years or less….

    Reply
  6. Main army main hn main ny bank manager sy advance salary loan k leu poocha to us ny kaha k hm army waln ko loan nai dety meri pay b nbp main hi aati hy to asa kesy hosakta hy??

    Reply
  7. Mi NY aaj apni file bank mi jama KRWAI HY. BUT BRANCH MANAJOR BOL RHA HY K MI APNI TARF SY FRWD KR DYTA HU. LAKEN MAIN BRANCH YA JHELUM SY APROVED NH HO GI. MI PAKISTAN AIR FORCE MI HU. AOR SELORY B N.B.P SY LYTA HU. SO PLZ AAP MUJY KUCH GUIDE KR SAKTI HN

    Reply
  8. Hello,
    I’m Dr khan, I just wana know the saiban loan for flat purchase upon mortage scheme. With my salary MAASHALLAH 90000 rupees, flat cost 3500000, , demand 3000000, period for repayment 20 yrs. What will be the interest / mark up, monthly installments.

    Reply
  9. sir mara bhai ki salary 18000 h m janna chataa hn k kia hm loan la skta hn y nai aur mara bhai nbp k through salary la raha h kia hm advance salary k lia apply kr skta hn y nai please guide me

    Reply
  10. sir mara bhai ki salary 18000 per month h aur wo army mn as a soilder appoint h kia mara bhai loan la sakta h aur wo kitna loan la skta h aur monthly instalment kitni bani gi agr hm 3,50,000 amount lan please guide me.

    Reply
  11. may pak armay may civil employe hoon.
    may nbp se advance salary lena chahta hoon , jb k mera barnch manger ka kehna hay k ye scheme sirf civil govn k emloyes k lye hay, bahane bana kr nhi day raha mjy kia krna chahye,

    Reply
  12. mera loan ka approved ho gaya hai laken mera case meri NBP branch k mutabiq ICL mai phas gaya hai….ICL kiya hota hai …???? aur ais mai clear hona mai kitna time lagta hai….???? plz reply in detail plz

    Reply
  13. mai na head office k ek concerned person jo k i think 17 grade ka officer he us k through apply kiya hai or us ne kaha he ke k loan approve ho gaya he sention hona he or apne branch se pata kia to unho ne kaha k direct nhi ho skta jab tak apni branch se forward na ho

    Reply
  14. mujhe 2 month ho gaye hai loan k liya apply kiya howa laken abhi tak kuch nahi howa hai 2 week phela bank walo na bola k apka loan approved ho gaya hai aur sencition ho jaye ga 2/ 3 days mai usko bhi 2 weeks ho gaye hai laken na phn aya hai na koi draft aya hai abhi tak……

    Reply
  15. mai na loan k liya apply kar diya hai ais mai max kitna time lagta hai aur mera proceedure kaha tak phocha hai yeh mai kesa jaan sakta ho………????????????

    Reply
      1. mujhe2 months ho chuke hai aur branch walo na last sat ko bola tha k apka loan approved ho chuka hai aur sensation hona mai 10 days laga ga …..??? kiya approved hona k bad 10 days lagta hai ya nahi….???????

        Reply
          1. payment hona k bad hume kesa pata chale ga k humera account mai pase agaya hai ya nahi ….???? kiya bank sa phone ayega …?

  16. before 3 years i got Rs.250000/. the NBP Timergara deducting Rs.7000/- per month from may salary. i dont know how much amount is deducting in interest and how munch in loan and inspite of thee years the ratio of deducting is still 7000/ why not it decreases.

    Reply
      1. I visited the bank they agree to give the 20 month’s advance salary but they also take profit of that much amount from us.
        I thought that it must be free(not profit).

        Reply
        1. Plz tell me this that If I give 2 lac to the bank. Do they give me the profit of that much money ?? and what is the profit rate % of 2 lac (200000)

          Reply
  17. plz help fast !!
    ager mai national bank of pakistan mai 10 lack invest karu to montly mujay kitna interest milay ga like her month mai kitnay rupee bank se nikalwa skta hu widout disturbing this 10 lack !
    plz reply fast 🙁

    Reply
  18. my salary is 19400/= i want 20 salaries advance .kindly let me know abhout my installment montly and 1 thing my a/c is not in NBP .but i m a government employee so is it mandatory to open an account in NBP and tranfermy salary there ?

    Reply
  19. To all Brothers…. Please it is not the point of contentment that the NBP has announced such amounting advance salaries. But the matter of fact is that it recovers fifty percent of the paid amount. If they want really to provide benefit to the bound handed Govt. employees , than NBP should relax the conditions and cut the interest rate too. otherwise it is universal show.

    Reply
  20. PLEASE bro, dont take loan from anyone or bank claiming SOUD (interest) because its open fight with Allah and His Prophet Muhammad SAWW (Naozibillah) You cant get rid off and all your work will for sure be bey barkat

    Reply
  21. meri salary per month NPS NO 7 RS :13286 Rupees hy or mujhe kitna loan mly ga or hr month kitna insitallment katy ga kindly please mujhe bta dain i am waiting for your answar .

    Reply
  22. Asslam O Aliqum

    Dear Sister.

    Mari Salary 17835/ hia or main advance salary laina chah raha hon kia aap bat sakti hain keh mujhe NBP ko kitny pay kerna hon gay and per month kitny installment ho ge ? PLz Relpy

    Muhammad Shahid Siyal
    From Nawabshah
    0345-3950000

    Reply
  23. i want to ask that my net salary is 18000 its mean i can get 18000*20=360000 , my question is that how much money i have to return to NBP? and what will be an installment?

    Reply
  24. yar 6 lacs pe 324000 intrest kese hogya, dekhye ek lakh pe intrest 18000 per year hoga na ? To 5 years ke liye 5*18000 =90000 hga na to 6 lakh pe 6*90000=540000 hga na yaa i am wrong plz guide ?

    Reply
  25. Now my take home salary is 30000/=pm NBP Advance salary as 20 take home salary ie 30000*20=Rs;600000 LAC How many interest i would pay in five years plz info

    Reply
          1. Mam,
            I am working in gov organization but on contractual base.I am not a permanent employee here.So let me suggest how can i avail the loan facility,Please let me know,…I urgently need a loan,…

            Regards,

            Rabia

  26. state bank ka interest rate 9 pe agaya he or dosry banks us me 6 paercent apny include kr ke phir loan deti hen is hisab se to rate 15 hona chahye

    Reply

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