How to Find the Restoration Date of Commuted Portion of Pension?

Many pensioners as well as the serving persons emailed me about the method of finding the Restoration Date of Commuted Portion of Pension. On my request Mr. Amir Agha again send the full detail of the same about which I was also not awared. The detail is as under:

Restoration of commuted pension depends upon the age at the time of retirement.  If the age on retirement was 60 years, then commuted part is restored after 15 years but for the employees who retired prior to 01-12-2001. For the employees who retired at the age of 60 years after 01-12-2001 the restoration of commuted portion of pension 12 years.
Those employees who retire at younger age than 60, the restoration period increases.  Restoration period is given are given as under against each age from 51 to 59.  This table applies to pensioners retiring before 1.12.2001.


Age Next Birthday   Number of Years Purchased
51 22.0658
52 21.2563
53 20.4638
54 19.6896
55 18.9348
56 18.2002
57 17.4860
58 16.7925
59 16.1191
60 15.4649


Full Commutation Table 1986

Full Commutation Table 1986 is as under:

Commutation Table 1986

Full Commutation Table wef 01-12-2001

Full Commutation Table wef 01-12-2001 to onwards is as under

Commutation Table for the employees retired after 01-12-2001 is different from that table which issued on 01-07-1986. According to this table the employees retired at the age of 60 years will get their commuted portion restored after 12 years i.e at the age of 72 years.


Commutation Table 2001


Let us say that the pensioner receives 12.3719 years pension in advance by surrendering the commuted pension.  On expiry of 12 (rounded off) years, that advance is adjusted, and the commuted part is restored. Since advance amount involves financial benefit as interest free lump sum, hence the more years purchase is more beneficial to the pensioner.


  1. Nazeer Ahmed says:

    I retired at the age of 60 on 6.4.2001 and allowed a commuted amount of Rs.525856and a monthly pension of Rs.4251.0 by wapda.after completion of 15 mandatory years, and restoration of commuted part,on the pension fixed on 5.4.2016 is of Rs.29344.o whereas they have been paying me Rs28119.0 .when approached for paying the difference within fixed and actually paid, they are reluctant to pay.However after restoration the commuted portion, wapda is allowing me a pension of Rs.49906.68 with effect from 6.4.2016.kindly advice for the difference of pension about 29344 and that of Rs.28119.during 2015-2016

  2. E.S. Mohanan says:

    Very nice & informative web. May god bless you. My question is I retired at the age of 57. When my commuted portion will be re-stored

  3. Mohammad Ashraf says:

    My father was retire on 12-08-1996 and his date of birth was 01-07-1946 and my father was died on 02-06-2015. now how and when my mother is eligible for commutation

  4. Raj Mohammad says:

    Dear madam shumaila Kamal,
    Aoa.I appreciate ur efforts being imparted for the benefits and guidance of the serving and retired govt employees. Madam,my date of birth is 03-08-1951,date of enrollment 22-05-1976 date of retirement 31-12-2004(premature retirement at the age of 52 years and 5 months). Plz let me know the date of my restoration of commuted value of pension.Since, I am not a regular reader of this page, therefore, email me ur reply to my ID "". I will be anxiously waiting for your valuable reply.Thanks and regards.

  5. Abid ahfeez says:

    Plz confirm if my father pension approved for restored against 72 years old,
    Date of Birth : 29-09-1942
    Date of Entry into Govt : 02-07-1983
    Service Rendered : 19 Year , 2 Month & 26 Days.
    Date of Retirement : 29-09-2002
    Pakistan Navy C.N.A.

    And when we get double pension .???

  6. Asghar Saleem says:

    My wife got retired in May,2002 at the age of 60. By which year her pension will be restored.

  7. M.AFZAL says:

    DATE OF RETIREMENT 05.03.2015
    DATED OF BIRTH 10.04.1965

  8. Allah Rakha Saghir says:

    Respected Madam,
    Assalamo alaikum, kindly let me know about the meaning of 'number of years purchased'. I retired on 31.12.2002 in B-20, but my deptt did not restore my pension automatically. So two years just wasted. they say u did not apply for restoration. How could I know about Supreme Court decision? If my pension is to be restored wef 1.1.2014, how to calculate the increase in Pension. What is the meaning of number of years purchased? Kindly guide me.

  9. syed badshah says:

    mere papa ne 59 year ki age mai retirement liya tha 2007 mai to uska kitna time baki hai plzz rply kar k batady

  10. Muhammad Usman says:

    Assalm-o-Aliykum, My mother was retired in August 2000 @ the age of almost 56. She passed away at 66 years. My father is receiving family pension. When his family pension restored. Thanks

  11. arif Ullah khan says:

    my father is getting pension from PUblic Health engineering department kpk as class-iv. his date of birth is 1945 (without days and months). his date of retirement is 30.06.2005. plz tell me the exact date of pension restoration and way/method/process of it.

  12. arif Ullah khan says:

    my father date of birth was 1945 (without any day and month) and he stood retire on 30/06/2005. plz tell me that the exact date for pension restoration and how it will be -- what is the process; does he can commute it for the next 12 years? presently his pension is 8288 rupees whether it will doubled. or only 50% portion at the time of retirment will be added. (plz give me answer to extent you understand my request)

  13. Israr Siyal says:

    Dear Shumaila kamal ! mere abu year 2005 me retair howe tha in ki pension restoration kab ho gi or kaha se hoti ha please lazmi batayey ga.Thanks.

  14. Zaib Nasir says:

    Respected Sir,
    My uncle retired on 01-07-2007 his last pay was 24130/-, Gross Pension is 16891/-, commutation portion is 5911.85 & net pension is 10979.15.
    He is suffering from Cancer aliment so kindly let us know about his deduction regarding this commutation to his wife / children after his death.

  15. Zaib Nasir says:

    Sir my Dad was retired on 02-06-2006. Please tell me his restoration date.

  16. Imran Khan says:

    Formula is very simple... if we divide the commuted portion (35 %) on the lump sum payment received as commutation... we will get the months after which the commuted portion of pension will be restored. then numbers of months may be divided by 12 to get years...e.g. if commuted portion of pension is Rs. 7000, while commutation amount is Rs. 650000, then the period of restoration commuted portion will be 650000 / 7000 = 92.85 months divided by 12 = 7. 7 years....

  17. Abdul Khaliq says:

    Shumaila Kamal: I was retired from Pakistan Rangers Civil Armed Services under Federal Government on wef 5-12-1995 and my date of birth is 26-9-1952 at the age of 43 years 10 months & 9 days. Please intimate by return email when my Pension will be restored.

  18. Ashfaq Ahmad says:

    Date of Enrollment ; 31-07-1984
    Date of Retirement ; 03-06-2003
    Age at Retirement ; 39 years
    Please tell me my exact date of Restoration.

  19. Mhammad Sharif says:

    Dear madam and all brothers taking part in discussion etc. regarding pension matters. Assalam-o-alaikum. these pages are very much beneficial for us. I am in search of any ruling of punjab government: Can remaining commuted amount of pension be refunded in lumpsum before completion of restored period?

  20. Naeem says:

    Madam.i am major Naeem from army.i will be retiring on 1st Jan 17.served fr 26 yrs n 8 date of birth is 3 mar 1969.please let me know whether I should opt for 100% pension or 65%pension with 35%commute.i have to submit my papers with in 2 second qes is will it be restored full after 12/20 yrs n to if I don't get commuted portion,will it be zero after 12/20 yrs.waiting for reply at priority please via my e mail.regards(which one is better option).

  21. SAEED UZ ZAMAN says:

    Dear Assalamu alikum

    I was retired on 4th June 2005 & my date of birth is 3rd Sep; 1959. I commuted 40% of my pension for 12 years. Please let me know when my full pension will be restored.


  22. Rizwan Shahzad says:

    Dear i want to know about the double pension cases about those employees who died while in service while their widows are eligible for restoration of commuted portion of pension after attaining the purchase of year(75 Years) with reference of notification of govt of punjab.

    I will wait your valuable comments.

    Pension Section

  23. SAEED AHMED says:

    Dear shumaila kamal

    saeed ahmed I waiting for you reply me urgent basis

  24. SAEED AHMED says:

    madam I am saeed ahmed already have submit comments but I have not reply waiting for you

  25. SAEED AHMED says:

    saeed ahmed
    I was retired federal govt dated:-11-06-2001 at the age of 46 please inform me when I will be restoration complied date 11-06-2016 waiting for your reply URGENT

  26. arsalan khan says:

    I have been retired from KPT service from completed after 15 years what i do in eligible of restoration of pension pls give me comments,
    i am waiting ur reply

    Best Regards

  27. Haneef Memon says:

    What is method if any person who died during the service? And what is benefit for his wife/daughter?

  28. Haider Raza says:

    Asalam o Alekum Shumaila,
    I am sending you my particulars. Please if I could be told when the restoration of pension will be admissible in my case:
    Date of birth. 2nd Sep 1955
    Date of Joining Service. 12 May 1975
    Date of Retirement. 18 April 2002

  29. M.Shahid Aziz says:

    Hamesha tundrust rahey Kush rehey.

  30. Khalid Mahmood Butt says:

    Dear Shumaila,
    I retired as Major (Army Medical Corp) in Jan 1971. My DOB is 22 May 1935. I got half my pension commuted, when shall my pension be restored. Whom and how can I apply.
    Please send the answer on my email address.
    I appreciate your help.

  31. Mustafa Kamal says:

    My fathers pension details are given below.
    DATE OF birth=09-01-1957
    DATE OF appointment=21-10-1976
    DATE OF retirement=21-10-1994
    Gross amount of pension=1759 Rs
    Commuted=879 Rs
    RESIDUAL=879 Rs
    Age at retirement time=38 years
    Length of Service=18 years
    Can my fathers pension is commuted now....
    Reply must
    thank you

  32. Dr.Arshad Khan says:

    Respected Shumaila Kamal, i am Dr. Arshad. My father was retired on 3 Feb 2003. I have two confusions, Hope you will help me.
    Q.1 How to find the restoration date of commuted portion of pension for KPK job.
    Q.2 My number of year purchased are 12.3.
    My father was KPK government employee.


  33. Abdur Rahim Khan says:

    Dear, sir,
    I, was retired, from Govt: Service, at the age of 60 yrs, on 26-01-2002. Out of my total, Net Pension of Rs: 7927/50, Rs:3171/- were commuted,
    Now, on restoration, ( after 12 years,) on 20-01-2014, i am allowed, ( by the Distt: Accounts Officer, Kohat ) only the same ( 14 years earlier ) commuted amount of Rs: 3171/-per month, w.e.from 26-01-2014, and onward, and not allowed any benefits, even the increases during the years of 2014 and 2015. Arrears for the two years period w. e.f. 26-01-2014 to 2014, till the date, is also allowed at the same Rs:3171/- per month.

    Kindly, let me know, as to whether, am i not allowed any increase / benefits in restored Pension, even of the last 2 years ( after 12 years) increases/ benefits, till the date and onward ?

    Thank you very much sir,

    Abdur Rahim Khan

  34. tahir says:

    dear maam shumaila, my father wants to know the exact date of restoration of commuted portion of his pension as he got retired from federal govt at the age of 60 and his retirement date is 15.9.2000. His 15 years got completed on 15.9.2015.

  35. Shehzad says:

    Dear Sister and Brother Amir Agha,

    First of all, thanks a lot for doing a commendable job as always and clearing each and every thing which can come in once mind. But I have one very important question to ask on the subject that is if someone retires in Aug' 2004 on 60 years then as per new notification, his pension will be restored after 12 years. Now I want to ask whether he will be paid all the increases of budget also on his restored pension too and his pension may be double (approximately) and will he get arrears of his commuted portion too or otherwise. Please give your expert answer as always and this will help a lot of people.
    My regards.

  36. ulfat yar says:

    My father was retried on 31-12-2009 at age of superannuation 60 years.
    My father is alive Al hum dullah. what will be the pension commuted time
    please tell the exact time

  37. Nadeem Ujjan says:

    Medam Shumaila
    Medam mere father ki
    Date Of Birth hai
    Date Of Retierement hai
    Date Of Death hai
    Medam ab meri mother family pension Le rahi hai
    medam meri mother ko restoration of pension kab se milegi.

  38. Nadeem Ujjan says:

    Madam Asalam-O-Alaikum
    medam Mere father ki DOB
    10-01-1949 Hai aur Date of Retirement 31-01-2002 hai aur Date of death 04-04-2009 hai
    ab meri mother faimly pension le rahi hai
    please batayega ke restoration of pension meri mother ko kab se milegi.

  39. heena says:

    where I send application for double pension

  40. Mudassar says:

    Is the restoration of commuted portion of pension also admissible to family pensioners or not.

  41. Mehboob says:

    Asalamolaikum .

    I was retired on 13-01-1990 at the age of 48 years National Pay scale 16. My gross pension was RS. 1612 (non commuted pension Rs. 806) . My restoration date is 01-02-2015. Please inform me what should be my total pension and arrears on 31-07-2015. or please let me know how can I calculable myself.
    waiting for your reply


  42. tahir mahmood azam says:

    kya family pension b double ho gi

  43. alveena says:

    my father retired at 60 years of age, on 15 januray 2002,as an XEN C&W KPK,is he eligible for getting commuted portion of pension and it would be how much?? kindly reply..

  44. naseer ahmed says:

    Dear Shomaila, kia ye confirm hi, 2001 ke baad retire honey wale federal mulazmeen ke pension be restore ho gi. please reply,thanks.

  45. kashif says:

    if any employee of Punjab government retired on 60 years than what is the age of restoration of pension? it is fix +15 year , i means 75 year???

  46. Muhammad Sultan Ahmed says:

    I retired in Oct 1992. My date of birth is 4-4-1954. kindly let me note when I shall eligible for commuted pension

  47. Iftikhar Ahmad says:

    Asslam-O-Alekum, suppose one pensioner dies before 12 or 15 years (as the case may be) and his wife is getting family pension, then how his surrendered (commuted) pension will be restored?

  48. Rizwan shah says:

    benevolent fund kay liay marhoom ke age or retirement kay bed death kay bed kub tak widow ko mil sakta hay provincial employees ki
    i mean that on what age the employ died and after his death his widow can received benevolent fund grant from a provincial govt.

  49. sm awais says:

    Madam AOA. I am federal pensioner and I retired on 16-03-2009. Is my pension will be restore?. If yes ,then on what date ,Kindly reply, thanks.

  50. siddiqui says:

    Dear Shumaila,

    Main 13-11-2001 ko Compulsory Retire hua thaa.....Uswaqt mayri age 33 saal thi. Kiya next year 13-11-2001 ko mayri pension double hoskay ge ??

  51. Ahsan Iqbal says:

    My mother was retired on 15-5-1998,her D.O.B. is 16-5-1938. The restoration date is 15-5-2013. Her pension is 20568/-p.m. What is her double pension now?

  52. sm awais says:

    Dear Shomaila, kia ye confirm hi, 2001 ke baad retire honey wale federal mulazmeen ke pension be restore ho gi. please reply,thanks.

  53. Rao Shakil says:

    Kiya 12 ya 15 years k bad family pension b double hoti hey??????? Dear Shumaila plzzzz zaror bataye ga.

  54. Zia says:

    Jazakallah for nice information. I want to know whether widows are eligible for restoration of commuted pension because my mother case is recently declined by Pakistan Broadcasting Corporation. Need your opinion & necessary guidance.

  55. Rao Shakil says:

    Kiya 15 ya 12 sal family pension b double hoti he.

  56. AHMAD SAEED says:


  57. Javed Iqbal Jami says:

    Nice and informative web. Always stay blessed
    Javed Jami

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