The Federal Government has issued the Notification for HBA and MCA Loan Amount Amendment for the Government employees. There are certain changes in the table of the House Building Advance and Motorcar Advance Loan amount. The details are as follows:
HBA and MCA Loan Amount Amendment 2025
As per the Notification, the loan amount has been reduced for motorcar advance and house building advance. There are also amendments in the categories of employees for these advances/loans. Main changes are as follows:
- BPS-17 and above employees = loan amount equal to 24 basic pay (Previous 36 Basic Pays)
- Motor Car Loan amount upto BPS-17 = No MCA loan for BPS-17 and below grade employees
- BPS-18 and above employees = Will get Motorcar Advance equal to 12 Basic Pays or as per the price of the car, whichever is less
- Motorcycle Advance = 6 months Basic Pay or the price of the motorcycle, whichever is less
- Now, the employees of BPS-18 and above are eligible to get a motorcar advance.
Table of Advances 2025 (House Building Advance, Car and Motorcycle Advance)
Sr. No. | Description | Existing Policy | New Policy |
01 | HBA (Government Officer) | 36 months’ Pay | 24 months’ Pay |
02 | HBA (Government Official) | 36 months’ Pay | 36 months’ Pay |
03 | Motor Car Advance (For BPS-18 and above) | Rs. 1,000,000/- | 12 months’ Pay OR Price of the Car (Whichever is less) |
04 | Motor Car Advance | Rs. 1,00,000/- | Government servants up to Scale-17 may not be entitled to Motor Car Advance. |
05 | Motorcycle Advance | Rs. 100,000/- | 6 months’ Pay OR the Price of the motorcycle (Whichever is less) |
For You: Revision Mootorcyle, Motocar, HBA Advance 2018
Newspaper Updates
I am also sharing the news of motorcycle advances, motocar advances, and house building advances.
This Notification is very disheartening for the employees of BPS-17 as they are now unable to get the motorcar advance. They will have to be patient only with the motorcycle’s advance. In the same way, their loan amount for the Houce Building advance rates is not 24 Basic Pays, instead of 36 Basic Pays.
You may also like: Ban on Motorcar Advance for BPS-16 and Below