Last Updated on August 20, 2025 by Galaxy World
I am sharing the Pension Calculator 2025 for Federal Pensioners. This pension calculation sheet applies to pensioners who retired on or after 1st July 2025. You will have to just enter these basic items, and you will get the pension and commute values. The details are as follows:
Pension Calculator 2025 for Federal Pensioners Showing Reduction Factor, Gratuity/Commute, Gross Pension
Simply enter the Average Basic Pay plus Usual Increment (If any), age rate, total number of service, and Reduction Rates. After entering these values, you will get the Monthly Pension, Commuter/Gratuity. These are as under:
- Basic pay (Average of last 24 months) Plus Usual Increment (If any)
- Age Rates: A Table of age rates is given in the calculation sheet
- Total Length of Service: Enter the total length of service in whole years. (If the service is more than 6 months, then a full year will be counted, and if less than 6 months, then we’ll ignore it and write the actual full years.
- Reduction Rates: If the employee gets retirement before 60 years age then enter the following values:
Just enter 0 for 60 years age, enter 1 for 59 years age, 2 for 58, 3 for 57, 4 for 56, 5 for 55, 6 for 54, and 7 for 53 and below.
Download Pension Calculator 2025-26-Federal Pensioners
Usual Increment
If the employee retires on or after 1st June, then the employee is eligible for one extra increment. This extra increment is called the Usual Increment.
The usual increment is not a part of the average emoluments, as the employee has not drawn this amount during his service. However, after the calculation of the average basic pay for the last 24 months, you must add the Usual Increment to the average emoluments. (Ref: No. F. 9(3)/Reg. 6t2024-26 Dated 04 March, 2025.)
If an employee retires in the middle or/the start of a month, then how to calculate the month?
Whether, if a government employee retires at the start or middle of a month, his ten fifteen (1s)/twenty (20) days period would be considered as a full month for calculating the 24 months average emoluments or otherwise?
Reply:
It is clarified that fraction, if any, shall be counted as a full month while calculating average emoluments.
Which Increases are included in the Baseline Pension 2025?
The following increases in pension during various years, you’ll have to include in the baseline pension:
| Sr No | Percentage | Notifcation | Date |
| 1 | 15% | Finance Division’s O.M. NO. F. 1(5)-Imp/2011-419 | 04-07-2011 |
| 2 | 7.5% | Finance Division’s OM. No 4(1)-Reg.6/2015-697 | 7-7-2015. |
| 3 | 15% | vide Finance Division’s OM. No 4(1)-Reg.6/2022-486 | 1-7-2022. |
| 4 | 17.5% | Finance Division’s OM. No 4(1)-Reg.6/2023 | 5-7-2023. |
| 5 | 15% | Finance Division’s OM. No 4(1)-Reg.6/2023 | 10-072024. |
