NBP Interest Rate for Advance Salary Loan

Last Updated on September 17, 2013 by ShumailaKamal

I am today giving you the information about the Interest Rate for the Advance Salary Loan for the Employees. The Interest rate for NBP as on 11-09-2013 is 19% which is the lowest as compared to all the other banks. These interest rates are variable from time to time. National Bank of Pakistan grants Advance Salary Loan from a period of 01 year to 05 years. You can calculate yourself the amount of interest and all other details of loan with the help of Advance Salary Loan Calculator whose detail I have already given you in my previous posts. I will show you here some calculations on the base of 19% interest rate. Note these are all rough calculations; there may be variation according to the bank policies.


Loan Amount (Rs.)Loan Period in YearsMonthly Installment(Rs.)Total Interest (Rs.)
100,0001 Year9215.6610587.89
100,0002 Years5040.8620980.68
100,0003 Years3665.6031961.67
100,0004 Years2990.0143520.57
100,0005 Years2594.0655643.31



Loan Amount (Rs.)Loan Period in YearsMonthly Installment(Rs.)Total Interest (Rs.)
200,0001 Year18431.3221175.79
200,0002 Years10081.7241961.36
200,0003 Years7331.2063923.34
200,0004 Years5980.0287041.13
200,0005 Years5188.11111286.61



Loan Amount (Rs.)Loan Period in YearsMonthly Installment(Rs.)Total Interest (Rs.)
300,0001 Year27646.9731763.68
300,0002 Years15122.5962942.04
300,0003 Years10996.8195885.02
300,0004 Years8970.04130561.70
300,0005 Years7782.17166929.92


Advance Salary Loan

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58 thoughts on “NBP Interest Rate for Advance Salary Loan

  1. Aslamualeikum i want to take 12 lacs for 1.5 year period what is the payment schedule and interest rate for me. And i can calculate by calculator given above but it is not working.

  2. Aslmo alekum i want to get lawn Rs’500000 what will be schedule payment for 5years
    my monthly salary is 32000.i m a govt teacher ..pleas reply

  3. Muhammad Haseeb Afzal · Edit

    i have availed loan Facility. …but now i want to pay back in first year….can you please guide. .any penalty or early payment charges …w.r.t first year

  4. Hi, I Asad Javed , searving in cmh rwp as stat clark (bps7) i want to get 20 salrya advance from NBP. Curant salry is 18000. Please tell me interest and return shadule.
    Dear shumila kamal Must reply.

  5. A.O.A, I am Federal Govt. Employee, I want to get loan of rupees 350,000/- please let me know, what I have to do, or need to arrange to make it process

  6. Abid Hussain Rizvi · Edit

    i have read all information. My Question is that this Mark-up or Interest Rate 19% is Sood and if not kindly attach your Fatwa from authenticated Ulemas. thx

  7. Aoa,sir mein 350000 loan lana chhahta hon mein govt employee hon tu mujhe kitna interest pay krna parhe ga aur monthly kitni installment ho gi

  8. I m not the account holder of NBP.but still I want a loan of 150000 for on year.can I take the loan.if yes
    What will b the procedure and return charges

  9. Mere bhai 590000 loan advance salary lia aur 10 installment paid ker di hai mere pass 400000 arrange kia hai ta k principal amount mai adjust ho jae please guide us.

  10. i want to get loan from nbp rs 350000. what will be my schedule payment and how much interest i will pay to nbp in 5 years. please guide me…….thanks

  11. Sir I am Naeem Iqbal and employee of sindh Judicial Department at District Badin. I was applied for advance salary amount of Rs.800000/-, since one moth ago, but till today my advance salary file could not be received from concerned region Hyderabad sindh. I am ill due to kidney problem I wants to operation, but non availability of expenses.Two time Region branch return file create so many Objections, that’s are concerned Bank mistake. So Please taken personally efforts for sanction of my advance salary loan. My contact No. 03332523292

  12. i am government employee and i want to get Loan(Advance salary) Rs.500,000. for 3 years.
    rate they offered ?
    process time ? i need on urgent bases (10 to 15 days)
    early payment option ?

    kindly answer me above question ASAP.

  13. Dear Madam…
    Thanks for quick response about my salary advance request.
    Now Kindly send me a copy of Islamabad High Court decision regarding promotion of civil servants working in NADRA. It is also requested that the Motorway officials have the permission to take participation in S.O Exam through FPSC. Reference regarding S.O exams also required.
    Thanking you….


  14. Raja Akhlaq Ahmed · Edit

    i want to get loan from NBP Rs 200,000 .what will be my schedule payment and how much interest i will pay to NBP in 2 Years.

    Must reply.

  15. I want to get salary advance from NBP upto Rs. 800,000/- what will be my schedule payment and how much interest I will pay to NBP in 5 years….Plz guide me….


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