Happy News- NBP Enhanced Advance Salary Loan for Employees

National Bank of Pakistan has enhanced the Advance Salary Loan for Government, Semi Government Employees. This enhanced facility is for the employees of BPS-17 and above, however the lower scale employees are already availing the facility of Advance Salary up to 490,000/-. Earlier this facility of Rs. 490,000/- was for all the employees, now this facility has been enhanced up to 1,000,000/- for the employees of BPS-17 and above.

It is further added that NBP is granting advance salary loan to the employees at a very low rate as compared to other banks of Pakistan. Most of the lower grade employees have already availed this Advance Salary Loan facility. The duration of this loan is from 1 to 5 years. And the amount of Advance is equal to 20 x of Net Home Take Salary.

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NBP Loan Amount




  1. Sajjad jatoi says:

    Sir many loan Leya hy private banks ab NBP sy lon Tu miljahy GA salary py mery salary hy 45000 our man loan longa 10 salary milga

  2. IJAZ says:

    our dosry bath ye he.k ye advance salary loan bewa awrath le sakthi hey jo apne shohar ki pantion 45000 ropy ley rahi hey.

  3. IJAZ says:


  4. Abdul Hameed says:

    Aoa. please mujy bta dain k ma kiss tra loan ly skta hn please help me urgent

  5. Abdul Hameed says:

    Please help me my name Abdul Hameed from Rawalpindi job in Quetta army. Kya mujy urgent lone mil skta hai 7 din tak. Q k mri life ka sawal hai. Koi mri help kr skta hai . My contact number : 03073854350

  6. Fida Hussain says:

    Mn army person hun aur mn 15 advance pay lena chhta hun aap mjy bta skty hen 5 sal py kitna interest lg ga meri py 36000 he

  7. moin says:

    Sir mari salary 25000 ha mujhe kitna loan mile sakta ha or 5 sal ki kia installment ho gi . one month ki kia ho gi . plz detail batain 03004652940

  8. star says:

    Dear Madam ;
    if nbp staff apply for house loan so how much markup in the loan and how much deduction salary from the employee salary . plz you give to me complete schedule ..................

  9. Hadeeqa says:

    Dear Madam... if some one takes loan for 4 years and the manager puts 5 years mistakenly then interest rate for one year will be increased.. so how to bring the loan back to 4 years or less....

  10. tariq mahmood says:

    Main army main hn main ny bank manager sy advance salary loan k leu poocha to us ny kaha k hm army waln ko loan nai dety meri pay b nbp main hi aati hy to asa kesy hosakta hy??

  11. ZAHID USMAN says:


  12. kaleem says:

    Sir, meri salary 24,000/- he. mujhe 4 Lac Loan chahiye 3 Year's k liye, Please mujhe Monthly Installment & total Interest Send karen

  13. Dr. khan says:

    I'm Dr khan, I just wana know the saiban loan for flat purchase upon mortage scheme. With my salary MAASHALLAH 90000 rupees, flat cost 3500000, , demand 3000000, period for repayment 20 yrs. What will be the interest / mark up, monthly installments.

  14. Adeel jilani says:

    sir mara bhai ki salary 18000 h m janna chataa hn k kia hm loan la skta hn y nai aur mara bhai nbp k through salary la raha h kia hm advance salary k lia apply kr skta hn y nai please guide me

  15. Adeel jilani says:

    sir mara bhai ki salary 18000 per month h aur wo army mn as a soilder appoint h kia mara bhai loan la sakta h aur wo kitna loan la skta h aur monthly instalment kitni bani gi agr hm 3,50,000 amount lan please guide me.

  16. waqas says:

    may pak armay may civil employe hoon.
    may nbp se advance salary lena chahta hoon , jb k mera barnch manger ka kehna hay k ye scheme sirf civil govn k emloyes k lye hay, bahane bana kr nhi day raha mjy kia krna chahye,

  17. huma says:

    mai na ek pvt bank sa already ek 50 hazar loan liya howa hai kiya mujhe nbp sa advance salary loan mill jaye ga ya nahi

  18. shakeel says:

    dear sister meri salary 12000 a muje kitna loan milega or mera salary account nbp main nai a tho kia main loan leh sakta hon

    • Dear Shakeel ur salary account must be in NBP branch that is giving Advance Salary Loan. U can multiply the net home salary with 20 to find the amount of loan to be taken.

  19. hira says:

    mera loan ka approved ho gaya hai laken mera case meri NBP branch k mutabiq ICL mai phas gaya hai....ICL kiya hota hai ...???? aur ais mai clear hona mai kitna time lagta hai....???? plz reply in detail plz

  20. humera says:

    mai na head office k ek concerned person jo k i think 17 grade ka officer he us k through apply kiya hai or us ne kaha he ke k loan approve ho gaya he sention hona he or apne branch se pata kia to unho ne kaha k direct nhi ho skta jab tak apni branch se forward na ho

  21. neha says:

    mujhe 2 month ho gaye hai loan k liya apply kiya howa laken abhi tak kuch nahi howa hai 2 week phela bank walo na bola k apka loan approved ho gaya hai aur sencition ho jaye ga 2/ 3 days mai usko bhi 2 weeks ho gaye hai laken na phn aya hai na koi draft aya hai abhi tak......

  22. khurram says:

    mai na loan k liya apply kar diya hai ais mai max kitna time lagta hai aur mera proceedure kaha tak phocha hai yeh mai kesa jaan sakta ho.........????????????

  23. sir says:

    before 3 years i got Rs.250000/. the NBP Timergara deducting Rs.7000/- per month from may salary. i dont know how much amount is deducting in interest and how munch in loan and inspite of thee years the ratio of deducting is still 7000/ why not it decreases.

    • Dear Sir, just use the calculator loaded at mine site in the heading of advances to calculate the amount of interest. Rs. 7000/- will never decrease untill the period is completed.

  24. Muhammad Tahir says:

    Maire Father ka salary 16500/- hai ham kitna loan lay saktey hai bank say?? plz contect
    also describe the procedure of getting loan ...

  25. faisal says:

    can i get Rs 490000 enhanced scheme loan on my salary that is 16000 ?
    plz tell monthly installment.

  26. rehman says:

    plz help fast !!
    ager mai national bank of pakistan mai 10 lack invest karu to montly mujay kitna interest milay ga like her month mai kitnay rupee bank se nikalwa skta hu widout disturbing this 10 lack !
    plz reply fast 🙁

  27. liaqat says:

    i want to take loan my payment 25000 per month i want to take loan 250000. i pay in 45 installment please tell me monthly installment and interest.

  28. asalam alycumn says:

    my salary is 19400/= i want 20 salaries advance .kindly let me know abhout my installment montly and 1 thing my a/c is not in NBP .but i m a government employee so is it mandatory to open an account in NBP and tranfermy salary there ?

  29. C.R.Rassani says:

    To all Brothers.... Please it is not the point of contentment that the NBP has announced such amounting advance salaries. But the matter of fact is that it recovers fifty percent of the paid amount. If they want really to provide benefit to the bound handed Govt. employees , than NBP should relax the conditions and cut the interest rate too. otherwise it is universal show.

  30. Tariq says:

    What will be the interest rate if someone want to draw 5 lacs for three years?
    total payment?
    Intrest rate?
    monthly installlment?

  31. Touseef says:

    Salary : 28000
    Amount of loan want to draw : 300000
    Time : 3 Years

    Tell me:

    Monthly installments: ?
    Total Amount i have to pay : ?

  32. Jamil Afridi says:

    PLEASE bro, dont take loan from anyone or bank claiming SOUD (interest) because its open fight with Allah and His Prophet Muhammad SAWW (Naozibillah) You cant get rid off and all your work will for sure be bey barkat

  33. riaz ahmed says:

    meri salary per month NPS NO 7 RS :13286 Rupees hy or mujhe kitna loan mly ga or hr month kitna insitallment katy ga kindly please mujhe bta dain i am waiting for your answar .

  34. Muhammad Shahid says:

    Asslam O Aliqum

    Dear Sister.

    Mari Salary 17835/ hia or main advance salary laina chah raha hon kia aap bat sakti hain keh mujhe NBP ko kitny pay kerna hon gay and per month kitny installment ho ge ? PLz Relpy

    Muhammad Shahid Siyal
    From Nawabshah

  35. Khan says:

    Can newly appointed employees means 6 months older, can avail this advance facility. kindly guide

  36. Tahir Younas says:

    i want to ask that my net salary is 18000 its mean i can get 18000*20=360000 , my question is that how much money i have to return to NBP? and what will be an installment?

  37. farukh Memon says:

    yar 6 lacs pe 324000 intrest kese hogya, dekhye ek lakh pe intrest 18000 per year hoga na ? To 5 years ke liye 5*18000 =90000 hga na to 6 lakh pe 6*90000=540000 hga na yaa i am wrong plz guide ?

  38. ABID LAGHARI says:

    Now my take home salary is 30000/=pm NBP Advance salary as 20 take home salary ie 30000*20=Rs;600000 LAC How many interest i would pay in five years plz info

  39. farukh memon says:

    state bank ka interest rate 9 pe agaya he or dosry banks us me 6 paercent apny include kr ke phir loan deti hen is hisab se to rate 15 hona chahye

  40. farukh memon says:

    how much is markup rate in advance salary loan of NBP ?

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