Prime Ministers Kamyab Jawan Loan Program Key Features

I will share today the Prime Ministers Kamyab Jawan Loan Program Key Features for the awareness of the general. Eligibility Criteria, Size of Loan, Security, loan period etc will be explained in this article.

Eligibility Criteria for Kamyab Jawan Loan Program

All men and women are eligible having the Computerized National Identity Card (CNIC) and between the age of 21 years to 45 years with entrepreneurial potential. In the same way the lower age limit will be 18 years for IT/E-Commerce related business. Further details of the same have been explained at the pics below.


Kamyab Jawan Loan Program


Kamyab Jawan Loan Size

Kamyab Jawan Loan Size has been separated into two Tiers given below:

S.No Tier Loan Amount Range
1 Tier 1 (T1) Loans Rs. 100,000 to Rs. 500,000
2 Tier 2 (T2) Loans Above 500,000 to 5,000,000


Loan Type & Loan Tenure

This loan is working capital loan & term loan and Prime Minister's Kamyab Jawan Loan will be granted for a period of 8 years and one year as grace period.

Debt to Equity Ratio of Loan

Debt to Equity Ratio of Loan is as under:

Tier 1 Loan – 90:10

Tier 2 Loan – 80:20

Kamyab Jawan Lending Programme Security Requirement

Tier 1 Loan: Personal Guarantee of the borrowers is required (Clean)

Tier 2 Loan: Security requirement for Tier 2 loan will be as per the Bank’s own policies.

Kamyab Jawan Loan Program Application Form

This form is in Urdu format and English format. The cost of the form is Rs. 100/- that will be non-refundable. These forms will be available in the bank branches. At the form there is written that that this form is free of cost but in the letter price mentioned. As soon as I receive clarification,  I ll update the same here at this post. If free of cost then this form will remain same and if there are changes I ll soon re-load the form.


Application Form PM Kamyab Jawan Loan Program C8-Annex-B


Further details of this loan can be seen at copy of the letter.


Prime Minister Loan Program

PM Loan Scheme


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