For the information of the readers, Revised Rates National Savings Schemes wef 25th March 2021 has been issued. The last time, NS changed the rates on 21-01-2021. The details are as under:
Revised Rates National Savings Schemes wef 25th March 2021
1.
Special Savings Certificates.
Profit No. 1 to 5
8.80% per annum
Rs.4,400 per Rs.100,000 (per half-year)
Profit No. 6 (last)
9.20% per annum
Rs.4,600 per Rs.100,000 (per half-year)
Profit paid after every six months
Subject to deduction of withholding tax and Zakat as per rules.
2.
Special Savings Accounts
Profit No. 1 to 5
8.80% per annum
Rs.4,400 per Rs.100,000 (per half-year)
Profit No. 6 (last)
9.20% per annum
Rs.4,600 per Rs.100,000 (per half-year)
Profit paid after every six months
Subject to deduction of withholding tax and Zakat as per rules.
3.
Defence Savings Certificates.
Value of certificate of Rs.100,000/- after completion of
Year
Value
Year
Value
Year 1
104,000
Year 6
146,000
Year 2
109,000
Year 7
163,000
Year 3
115,000
Year 8
185,000
Year 4
123,000
Year 9
214,000
Year 5
133,000
Year 10
252,000
Subject to deduction of withholding Tax and Zakat as per rules.
4.
Regular Income Certificates
Rs.780/- Per 100,000/- per Month (Profit paid on monthly basis)
Subject to deduction of withholding tax as per rules.
5.
Savings Accounts (Un-Change).
5.50% Per Annum subject to deduction of withholding tax & Zakat as per rules
6.
Pensioner’s Benefit Account.
Only for retired Govt. employees
Rs.960/- Per Rs.100,000/- Per Month (Profit Paid on monthly basis)
Mini Limit of Rs.10,000/- & Max. Limit of Rs.5,000,000/-
Aggre.11.52% per annum
7.
Behbood Savings Certificate
Only for widows and senior citizens of Pakistan (above 60 years of age)
Rs.960/- Per Rs.100,000/- Per month (Profit paid on monthly basis)
Mini Limit of Rs.5,000/- & Max. Limit. Of Rs.5,000,000/-
Aggre.11.52% per annum
8.
Shuhda Family Welfare Account.
Only for Shahuda Families Members
Rs.960/- Per Rs.100,000/- Per month (Profit paid on monthly basis)
Aggre.11.52% per annum
9.
Short–Term Savings Certificates.
STSC (3 Months) Rs.1,730/- Per Rs.100,000/-
The STSC (6 Months) Rs.3,650/- Per Rs.100,000/-
STSC (1 Year) Rs.7,400/- Per Rs.100,000/-
Subject to deduction of withholding Tax as per rules.
Special Thanks to Mr. Zahid Khan who sent the copy of the Notification of Revised Rates National Savings Schemes with effect from 25-03-2021.
