Notification of Mark-up Rates on Loans and Advances 2020-21

Government of Pakistan, Finance Division (Budget Wing) has issued a Notification on 11-10-2021 in connection with Mark-up Rates on Loans and Advances 2020-21. The detail of the same interest rates on development loans and advances is as under:

Mark-up Rates on Loans and Advances 2020-21


I am directed to state that the following final rates of mak-up chargeable on the following categories have been fixed by the Federal Government:


  • Cash development loans to the provincial governments
  • Loans to local bodies, financial and non-financial institutions, and other corporations
  • Capital outlays of the federal government in the commercial departments.

Fiscal Year Final Rates of Marrkup
2018-19 11.53%
2019-20 12.20%
2020-21 10.30%

You may also like: GP Fund Interest Rates 2020-21


  1. In case of loans and advances for purchase of Conveyance and House Building, the final rate of mark-up, i.e. 10.30% per annum, has been fixed for the Fiscal Year 2020-21.
  2. This issues with the approval of the competent authority.


The Copy Moved to:

  1. President’s Secretariat (Public),
  1. Prime Minister’s Office (Public), Islamabad
  2. National Assembly Secretariat,
  3. The Senate Secretariat,
  4. The Election Commission of Pakistan, Islamabad
  5. The Supreme Court of Pakistan,
  6. The Auditor General of Pakistan, Office of the Auditor-General,
  7. The AGPR,
  8. All Federal Ministries/Divisions.
  9. The Finance Secretary, Government of the Punjab/Sindh/Khyber Pakhtunkhwa/ Balochistan

/Gilgit Baltistan, Lahore, Karachi, Peshawar, Quetta, and Gilgit.

  1. The Federal Board of Revenue,
  2. The Pakistan Mint.
  3. The Director-General, CDNS,

14       The Securities & Exchange Commission of Pakistan, Islamabad.

  1. The Military Accountant General,
  2. The Capital Development Authority,
  3. The Sub-Offices of the AGPR, Lahore/Karachi/Peshawar/Quetta.
  4. The Accountant General Punjab, Sindh, Khyber Pakhtunkhawa, Balochistan, Gilgit Baltistan /Lahore/ Karachi / Peshawar/ Quetta.&
  5. The Chief Accounts Officer, M/o Foreign Affairs,
  6. The Chief Finance & Accounts Officer, Pakistan Railways, Lahore.
  7. The Secretariat Training Institute,
  8. All FAs/DFAs attached to Ministries/Divisions
  9. The D.G., Pakistan Post Office, Department,
  10. The D.G. Pak. P.W.D.,
  11. The Chairman, Pakistan Telecommunication Corporation, (PTCL),
  12. The Director of Accounts, Pakistan Post Office Department,
  13. The Manager Finance (Power), Headquarter, WAPDA, B-12, WAPDA House,
  14. The Manager (Finance) Pakistan Mineral Development Corporation, Headquarter, PIDC House, Dr. Zia-ud-Din Ahmad Road, Karachi-4.
  15. The Surgeon General, General Headquarters, AG’s Branch, (Med. ), Rawalpindi.
  16. The Federal Services Tribunal,
  17. The Ombudsman (Wafaqi Mohtasib) Secretariat,
  18. The Member Finance, NTC,
  19. The Intelligence Bureau,
  20. All Sections of Finance
  21. The WebMaster, Finance Division, Islamabad



Mark-up Rates on Loans and Advances 2020-21

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